Privacy Policy

Last Updated: January 2025

SchoolAfrik Technologies Limited ("SchoolAfrik") is committed to protecting your personal information. This privacy policy will inform you about how we collect, use, and protect your personal information, tell you about your privacy rights, and explain how the law protects you when you visit our website (schoolafrik.com), including the portal and app.

Your Rights to Object

  • You may ask us to stop using your personal information for direct marketing purposes.
  • You may ask us to consider valid objections to our use of your personal information where we process it based on legitimate interest.

1. Information We Collect

We, or third parties on our behalf, may collect and use the following information about you:

  • Identity Data: Name, title, date of birth.
  • Contact Data: Postal address, email address, telephone numbers.
  • Financial Data: Bank account details, salary, savings, credit score, and loan repayment history.
  • Professional Data: Employment history and career prospects.
  • Technical Data: IP address, browser type, operating system, and platform.
  • Usage Data: Information about how you use our website, products, and services.

2. How We Use Your Information

We will collect, use, and store your personal information for the following reasons:

  • To process your loan application and assess creditworthiness.
  • To manage your account and provide customer support.
  • To improve our website, services, and user experience.
  • To detect and prevent fraud, money laundering, and other crimes.
  • To comply with legal and regulatory obligations.

3. Cookies

We use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and allows us to improve our site. You can set your browser to refuse all or some browser cookies, but some parts of this website may become inaccessible or not function properly.

4. Sharing Your Personal Information

We may share your personal information with:

  • Service Providers: For IT, system administration, and payment processing.
  • Credit Reference Agencies: To assess your creditworthiness (e.g., TransUnion).
  • Educational Institutions: To verify admission status and academic records.
  • Professional Advisers: Including lawyers, bankers, auditors, and insurers.
  • Regulators: Required reporting to authorities.

5. International Transfers

We may transfer your personal information to countries outside the UK/EEA, including India and South Africa. Whenever we transfer your personal data, we ensure a similar degree of protection is afforded to it by ensuring appropriate safeguards are implemented.

6. Your Legal Rights

Right of Access

Request a copy of the personal data we hold about you.

Right to Correction

Request correction of the personal data that we hold about you.

Right to Erasure

Ask us to delete or remove personal data where there is no good reason for us continuing to process it.

Right to Object

Object to processing of your personal data where we are relying on a legitimate interest.

Contact Us

Data Controller

SchoolAfrik Technologies Limited

Lagos, Nigeria

Phone: +234 904 497 0803

Data Protection Officer

For any questions about this privacy policy or to exercise your legal rights:

hello@schoolafrik.com